Who wouldn't enjoy a break on their monthly mortgage payment? On the other hand, how can you be sure the timing is right to refinance? More

With the influx of homes for sale and low loan rates, there is no better time to look for a home. In a buyer's market you have more flexibility to find the house you want for the price you can afford. But what could make the situation even better for buyers? How about getting a cash bonus at closing? More

Do you have a balloon mortgage that is coming due or an adjustable rate mortgage payment that has been steadily creeping up as interest rates change? Or perhaps you've had an unexpected financial hit such as a large hospital bill or a job loss that has made your current mortgage payments unreasonable. If so, refinancing your mortgage can be a great way to save money every month. More

It sounds almost too good to be true: IRA holders can use their retirement funds to purchase real estate before the age of retirement without incurring distribution taxes or penalties. Here's how to do it. More